Sold prior to processing. Located in one of the most desirable,beach-close neighborhoods in Surf City,this versatile home features four bedrooms downstairs (w/ one currently opened as an office) & a HUGE loft upstairs that can serve as a fifth bedroom. lives like a SINGLE-story home & offers a comfortable,open floor plan. The inviting curb appeal begins w/ stone facade accents,a well-maintained exterior,& wrought iron fencing,setting the tone for a private,yet welcoming home. Entering the residence,this functional floor plan offers a nicely sized family room,full of natural light,tile flooring,a gas fireplace w/ decorative facade,& sliding doors leading to the backyard,creating a comfortable space for everyday living & entertaining. Open to the family room,the dining area also has tile flooring,a chandelier,ceiling fan,& pantry space,making it both practical & well positioned within the home. The spacious kitchen offers tile countertops,ample wood cabinetry,recessed lighting,a 5 burner gas cooktop & black appliances. Just off the main living area,the den provides flexible space that can be used as a bedroom,home office,or additional lounge area,& is currently open to the family room. The primary suite features a double door entry,new carpet,mirrored closet doors,& an en-suite bathroom w/ dual vanities,recessed lighting,a tile shower w/ glass doors,& additional storage space. Downstairs has two additional bedrooms w/ new carpet & shares a full hallway bathroom w/ a vanity area & a shower/tub. Upstairs,the bonus room offers added privacy & flexibility w/ its own en-suite bathroom,making it ideal as a dual master suite,game room,or additional living/entertaining space. The backyard provides space to personalize & enjoy outdoor living,w/ existing hardscape,rain gutters,& room for gatherings,entertaining or future improvements. Additional highlights include dual pane windows,fresh interior & exterior paint,central heating,recessed lighting,ceiling fans,a gas fireplace,a direct access 2 car garage w/ washer & dryer hookups,& 220V capability. This interior tract home is also close to Perry Park,a short cruise to world class beaches,& the fine dining,entertainment & shops at Main St & Pacific City! Also nearby is HB Central Park,the Library & Senior Center,HB Sports Complex,the Equestrian Center,Meadowlark Golf Course,South Coast Plaza,Costco,the OC Fair Grounds,& much more! Easy access to major freeways & PCH. Experience the best of coastal living all year round!